For Leed Company, our budgeted cost is $2 per pound. We need 5 pounds of materials for each unit. We want to maintain 25% of next quarter’s production needs in ending inventory. Beginning raw materials inventory was 20,000 pounds (at $2 per pound) and we are expecting ending raw materials inventory to be 30,000 pounds. Each unit requires 1.2 pounds of crushed crystal. The crushed crystal costs $3.00 per pound. The direct materials purchases budget for Wonderball, Inc. is provided in Exhibit 6-6 below. The direct materials purchases budget starts with the required production in units taken from the production budget. ... Practice Video Problem 6-2 Part 1 ...c. Budget data are generally prepared by top management and distributed downward in an organization. d. The budget committee is responsible for preparing detailed budget figures in an organization. A budget that includes a 12-month planning period at all times is called a _____ budget. a. pro forma b. flexible c. master d. continuousA budget is an important life concept, big or small! This best selling bundle includes ALL of the print materials for a low/no prep Budget Lesson Unit designed for a high school self-contained level consumer math class.LEARNING OBJECTIVE: Create a budget plan for spending that is within a set amount of money.Read about how I teach Budgeting and ideas for how to use this resource and materials ...BASIC CONCEPTS IN BUDGETING 1. What is a fund? The word "fund" in government has taken several meanings or connotations. It is sometimes used to refer an appropriation which is a legislative authorization to spend or an allotment which is an authorization by the Department of Budget and Management (DBM) to obligate, or as actual cash available. 2.The company budgets 3 pounds per unit of direct materials at a cost of $20 per pound. Indirect materials are insignificant and not considered for budgeting purposes. The balance in the Raw Materials Inventory account (all direct materials) on January 1 is 5,300 pounds. Yada desires the ending balance in Raw Materials Inventory to be 60% of the ...1. Incremental budgeting. Incremental budgeting takes last year’s actual figures and adds or subtracts a percentage to obtain the current year’s budget. It is the most common type of budget because it is simple and easy to understand. Incremental budgeting is appropriate to use if the primary cost drivers do not change from year to year ...In today’s fast-paced corporate world, team building events have become an essential part of fostering a positive work environment and boosting employee morale. However, organizing these events can often be challenging, especially when budg...Teach budgeting skills with free Budgeting Lesson Plans, Projects and more. Try teacher favorite Budgeting With Roommates Grades 9-12.Preparation of the Operating Budget Step-by-Step, Part 1Preparing the Sales Budget and the Cash Collections BudgetEverything seems to go better when you have...Put simply, a sales budget determines your total expected sales revenue during a specified period. This is achieved by multiplying the number of units expected to be sold by the selling price. Several other factors, like your past sales data and current market trends, for example, are an important part of the sales budget process.Unit 1: Financial Literacy Notes and Worksheets - There are 3 Parts What is a budget? Notes and Assignment (all in one) Download File Budgeting Part 2: Notes and …A) Master budgets express management's operating and financial plans. B) Financial budgets are prepared before the master budget is prepared. C) Operating budgets are prepared independently of the master budget. D) The budgeted balance sheet is the first budget prepared as management is very much concerned with projected financial position. A. With your wedding just around the corner, are you scrambling to find a suit that fits both your budget and your style? Don’t worry — we’ve got you covered. Check out our tips on how to find a great suit on a budget.Budgeting is an essential part of planning, financial control, and performance management. ... Material is $4 per unit and labour is $5.50 per unit, so total variable cost per unit is $9.50. Fixed costs = $750,000. Supervision = $175,000 as five supervisors are required for a production level of 210,000 units.Zero-based budgeting (ZBB) is a budgeting process that asks managers to build a budget from the ground up, starting from zero. The idea is to divide organization programs into “packages” and then to calculate costs for each package from the ground up (Zero). Zero-based budgeting (ZBB) has some strong features.Please request a notification below so that we may promptly notify you when enrolment opens. Budgets are the bedrock of business plans. This course will introduce you to the …Unit 1 Taxes & Fundamentals of Algebra View Unit Plan > FA-1.1 Fractions & Tax Dollars. View Student Activity Packet. VIEW ANSWER KEY ... FA-4.1 Budgeting for Teens.A successful budget planner helps you decide how to best spend your money while avoiding or reducing debt. Our free monthly budget worksheet can get you started.Budgetary control is a tool for the management to allocate responsibility and authority in planning for future and to develop a basis of measurement to evaluate the efficiency of operations. A budget is a plan of the policy to be pursued during a defined time period. All the actions are based on planning of budget because budget is prepared ...Report a problem. Do 4 problems. Learn for free about math, art, computer programming, economics, physics, chemistry, biology, medicine, finance, history, and more. Khan Academy is a nonprofit with the mission of providing a free, world-class education for anyone, anywhere.Unit 1- Part c - The Ins and Outs of Budgeting - Download as a PDF or view online for free. Submit Search. Upload Login Signup. Unit 1- Part c - The Ins and Outs of Budgeting . Report. C. celsesser Follow. Oct. 15, 2013 • 0 likes • 696 views. 1 of 16. Unit 1- Part c - The Ins and Outs of Budgeting. Oct. 15, 2013 • 0 likes • 696 views. Download …Teach budgeting skills with free Budgeting Lesson Plans, Projects and more. Try teacher favorite Budgeting With Roommates Grades 9-12.PLAY: The Bean Game. In this activity, students will be able to: Practice budgeting basics using The Bean Game. Understand the impact a restricted budget can have on their spending habits. Reflect on their personal budgeting choices. View Google Doc View Google Doc (Spanish)Sales Budget Example #1; Quarter 1 Quarter 2 Quarter 3 Quarter 4 Annual Total; Expected unit sales of Pro level software: 1,000: 700: 700: 900: 3,300: x Price per unitPut simply, a sales budget determines your total expected sales revenue during a specified period. This is achieved by multiplying the number of units expected to be sold by the selling price. Several other factors, like your past sales data and current market trends, for example, are an important part of the sales budget process.Finding a budget-friendly motel can be a challenge, especially if you’re looking for one that costs less than $300 a month. But with the right research and planning, you can find an affordable motel that fits your needs. Here are some tips ...Financial Literacy 11 units · 40 skills. Unit 1 Welcome to Financial Literacy. Unit 2 Budgeting and saving. Unit 3 Consumer credit. Unit 4 Financial goals. Unit 5 Loans and debt. Unit 6 Insurance. Unit 7 Investments and retirement. Unit 8 Scams & fraud.PCB 2099 Lab Physio Ex Exercise 1 Activity 5; Virtual Tour Assignment; Learning journal good unit 4; Discussion unit 2 - dq unit 2 with good grade; Written assessment unit 2; …financial planning and budgeting unit 1 ( lesson -3 ) skill enhancement course part 2 finance for everyone for 👉ba programme 👉ba(hons) english 👉ba(hons)po...Budgeted Sales. $10,000. $12,000. $15,000. $20,000. $57,000. In the example, we can see the year broken up into four quarters as well as the yearly total. The first row denotes the number of units expected to sell. The second row shows each unit's selling price of $10.1 Hoạch định ngân sách vốn đầu tư. Hoạch định chi phí vốn đầu tư chi tiêu (capital budgeting) là quy trình đơn vị giới thiệu đưa ra quyết định về các dự án công trình vốn - dự án công trình kéo dài từ bỏ một năm trngơi nghỉ lên.Quý Khách đang xem: Capital budgeting là gì.Budgeting is a crucial step toward a healthy financial life. People who budget typically achieve their financial goals faster. ... Part Of. Budgeting 101. Budgets: Everything You Need To Know. 1 of 8. Best Budgeting Apps. 2 of 8. Try This Simple 5-Category Budget. 3 of 8. The Best Budget Spreadsheets.Teach budgeting skills with free Budgeting Lesson Plans, Projects and more. Try teacher favorite Budgeting With Roommates Grades 9-12. Budgeting comes after planning. That’s the most succinct way to put it. To expand on that a bit, planning is about figuring out where the organization wants to go and how to get there. Budgeting ...Apr 8, 2020 · Budgeting is important because it helps you manage your spending habits, track your expenses, and save more money. Budgeting can also help you make better financial decisions, prepare for emergencies, get out of debt, and achieve your long-term financial goals in a shorter timeline. Put simply, living on a budget is a fundamental component of ... 1. Master budget. A master budget is an aggregation of lower-level budgets created by the different functional areas in an organization. It uses inputs from financial statements, the cash forecast, and the financial plan. Management teams use master budgets to plan the activities they need to achieve their business goals. In larger organizations, the senior …The first part of the CMA exam contains 100 multiple-choice questions and two essays, and you will be given a time limit of 4 hours. The CMA exam Part 1 topics are as follows: External Financial Reporting Decisions (15%) Planning, Budgeting, and Forecasting (20%) Performance Management (20%) Cost Management (15%)Part of that more thoughtful process, Pichelot adds, is offering the flexibility to reflect changes during the budgeting cycle, whether due to executive priority shifts or the external shocks that came all too often in 2020. Even a final, approved annual budget isn’t meant to be a pair of handcuffs.A budget is an important life concept, big or small! This best selling bundle includes ALL of the print materials for a low/no prep Budget Lesson Unit designed for a high school self-contained level consumer math class.LEARNING OBJECTIVE: Create a budget plan for spending that is within a set amount of money.Read about how I teach Budgeting and ideas for how to use this resource and materials ...Budgeting comes after planning. That’s the most succinct way to put it. To expand on that a bit, planning is about figuring out where the organization wants to go and how to get there. Budgeting ...Part 1 of our series on Budgeting to support the MABU unit for level 4 AAT students. We discuss how to compile materials elements of a budgetTop-down Approach. This budgeting process involves preparing the budget by the company’s senior management based on the company’s objectives. The departmental managers are assigned the responsibility for its successful implementation. Every department can opt to create its own budget based on the company’s broader budget allocation and goals.money you can spend or save depending on your or extra money. Deficit. means you spent more than you received a cash flow statement. Study with Quizlet and memorize flashcards containing terms like Budget, Budget Variance, Personal Finance Statement and more.extra money that you can spend or save, depending on your financial goals and values. Deficit. means you spent more than you received. Study with Quizlet and memorize flashcards containing terms like Budget, Budget Variance, Personal Financial Statement and more.1 Revenue budget 6 Manufacturing overhead budget 2 Production budget (units) 7 Closing stock budget 3 Direct materials usage budget 8 Cost of sales budget 4 Direct …Budget unit production for the month at greater than budgeted unit sales for the month. d. Experience cash shortages. ... 1985 are estimated at 5,000,000 units. Sta. Barbara regularly supplies 40% of the parts used in the new products. Two parts units are needed for each product unit. Aside from the new products, there is also a replacement ...View 3.19 Unit 3 Test Budgeting - Part 1.docx from MATH 123 at Texas Southmost College. 1. 2. 3. 4. 5. 6. 7. 8. 9. 10. 11. 12.Purpose of budgeting. Budgeting is a powerful tool that is widely used for planning, executing, and evaluating organizational operations. A budget is a detailed financial plan for future time periods. Budgets are typically prepared before the budgeted period begins. For this reason, budgeted amounts are estimates and not actual amounts. Budgeting implies financial decision-making in resource allocation and funding. Decision-making theory shows that decision-making is a process of transforming information into decision (Simon 1977; Kuhn and Beam 1982).From this perspective, budget reforms or innovations are to explore how rational choice for accomplishing goals could …The expense budget is part of the operating budget. It does not include capital equipment and supplies charged directly to patients as revenues. Capital equipment is equipment that is expensive; expected to be useful over many years; and is not a part of the day-to-day unit expenses. Like buying new beds or monitors.CMA (Part1): Budgeting Concepts. Jul. 24, 2011 • 0 likes • 16,197 views. Download Now. Download to read offline. Business. Economy & Finance. Iyad Mourtada, CMA, CIA, CFE, CCSA, CRMA, CPLP Follow. Authorised Trainer for CFE Exam Review Course with ACFE at Association of Certified Fraud Examiners (ACFE)20,000 20,500 22,000 22,500 24,500 Reid Company is budgeting production of 100,000 units of product R for the month of September this year. Production of one unit of product R requires three units of material B. For material B, the actual inventory units at September 1 were 22,000 units and budgeted inventory units at September 30 are 24,000.14.11.2002 ... part one. THE INVEST TO SAVE BUDGET. 1.23Some 85 per cent, around 220 ... to the Accounting and Finance Unit, which passes them on to the ISB Unit ...Sch. 1: The unit selling price for the wiring harness assembly is $123. Sch. 2: The desired ending finished goods inventory (in units) for each month in 2020 is 25% of the next month's sales. Finished goods inventory as of 12/31/2018 is 1800 units.Financial Literacy 11 units · 40 skills. Unit 1 Welcome to Financial Literacy. Unit 2 Budgeting and saving. Unit 3 Consumer credit. Unit 4 Financial goals. Unit 5 Loans and debt. Unit 6 Insurance. Unit 7 Investments and retirement. Unit 8 Scams & fraud.1.A: Jackson brings home $9000 after taxes. If he is properly budgeting, how much should he be spending on needs? ($9000 x 50% =) $4500 1.B: Jackson brings home $9000 …Part 1 – Section B.2. Budgeting concepts . The candidate should be able to: a. describe the role that budgeting plays in the overall planning and performance evaluation process of an organization . Budgeting plays a crucial role in the overall planning and performance evaluation process of an organization.Budgetary Control – Corporate and Management Accounting MCQs. Question 1. A budget is all of the following, except: (A) A plan which will ensure the generation of future profits. (B) A system which helps to co-ordinate internal activities. (C) A system to integrate the operations for future activity. (D) A financial plan for the future.1 Revenue budget 6 Manufacturing overhead budget 2 Production budget (units) 7 Closing stock budget 3 Direct materials usage budget 8 Cost of sales budget 4 Direct …Study Module 5: Budgeting: Part 1 flashcards from Josh Muto's class online, or in Brainscape's iPhone or Android app. Learn faster with spaced repetition.Budgeting: Part 1. operating and tactical planning. Click the card to flip 👆. the process of determining the specific objectives and means by which strategic plans will be achieved. are SHORT term and cover periods up to 18 months. Click the card to flip 👆. 1 / 35. When it comes to purchasing a new AC unit, cost is often a major concern for homeowners. Lennox, a reputable and well-known brand in the HVAC industry, offers high-quality air conditioning units that can provide efficient and reliable cooli...Here are five reasons budgeting is important in business. 1. It Ensures Resource Availability. At its core, budgeting’s primary function is to ensure an organization has enough resources to meet its goals. By planning financials in advance, you can determine which teams and initiatives require more resources and areas where you can cut back.money you can spend or save depending on your or extra money. Deficit. means you spent more than you received a cash flow statement. Study with Quizlet and memorize flashcards containing terms like Budget, Budget Variance, Personal Finance Statement and more. Page 1. National Budget Framework Paper FY 2020/21. THE REPUBLIC OF UGANDA ... Part 1 sets out the Government's Growth Strategy, Medium Term macroeconomic ...Unit 1 Welcome to Financial Literacy. Unit 2 Budgeting and saving. Unit 3 Consumer credit. Unit 4 Financial goals. Unit 5 Loans and debt. Unit 6 Insurance. Unit 7 Investments and retirement. Unit 8 Scams & fraud. Unit 9 Careers and education.The following steps should be taken in budgeting the major individual items of raw materials: Determine the physical units of material required for each item of goods to be produced during the budget period. Accumulate these into total physical units of each material item required for the entire production plan.Communication. Budgeting is a formal method to communicate a company’s plans to its internal stakeholders, such as executives, department managers, and others who have an interest in—or responsibility for—monitoring the company’s performance. Budgeting requires managers to plan for both revenues and expenses. Planning.Budgeting is an essential part of planning, financial control, and performance management. ... Material is $4 per unit and labour is $5.50 per unit, so total variable cost per unit is $9.50. Fixed costs = $750,000. Supervision = $175,000 as five supervisors are required for a production level of 210,000 units.Budgeting - Download as a PDF or view online for free. 7. CHARTS OF ACCOUNTS: Designed to be consistent with the organizational plans. Revenues and expenses are reported by responsibilities areas, thus providing historical data that are valuable for planning and providing budgetary control for evaluation as performance can be compared to plans. MANAGERIAL SUPPORT: Essential for the budgetary ...Terms in this set (18) Budget. A plan of your expected income and how you will use it to meet your expected expenses over a period of time. Cost Of Living. The amount of …Unit test. Learn for free about math, art, computer programming, economics, physics, chemistry, biology, medicine, finance, history, and more. Khan Academy is a nonprofit with the mission of providing a free, world-class education for anyone, anywhere.Put simply, a sales budget determines your total expected sales revenue during a specified period. This is achieved by multiplying the number of units expected to be sold by the selling price. Several other factors, like your past sales data and current market trends, for example, are an important part of the sales budget process.The first part of the CMA exam contains 100 multiple-choice questions and two essays, and you will be given a time limit of 4 hours. The CMA exam Part 1 topics are as follows: External Financial Reporting Decisions (15%) Planning, Budgeting, and Forecasting (20%) Performance Management (20%) Cost Management (15%)The company budgets 3 pounds per unit of direct materials at a cost of $20 per pound. Indirect materials are insignificant and not considered for budgeting purposes. The balance in the Raw Materials Inventory account (all direct materials) on January 1 is 5,300 pounds. Yada desires the ending balance in Raw Materials Inventory to be 60% of the ...Here we will learn1. What is farm planning & why do we do it, How do we make a farm plan2. What is farm budgeting & 2 methods of farm budgetingTeach budgeting skills with free Budgeting Lesson Plans, Projects and more. Try teacher favorite Budgeting With Roommates Grades 9-12.File Size: 12 kb. File Type: docx. Download File. Use either Budget WS 1 or Budget WS 2 attached. Fill in the table with all your expenses as well as your income to determine how much money you have each month left over or if you are in debt. If there is debt what expenses can be reduced to make it so that your budget is balanced?Are you looking for an affordable rental option in Kentwood, MI? A duplex rental could be the perfect solution. Duplexes offer the convenience of two separate living spaces while still providing the cost savings of a single rental unit.Personal finance 10 units. Unit 1 Welcome to Personal Finance. Unit 2 Saving and budgeting. Unit 3 Interest and debt. Unit 4 Investments and retirement. Unit 5 Income and benefits. Unit 6 Housing. Unit 7 Car expenses. Unit 8 Taxes.2. Grant Budgeting Guidelines 9 2.1 Funding request budget 11 2.2 Grant-making budget 12 2.3 Management of taxes 14 2.4 Foreign exchange management 16 2.5 Grant implementation 18 2.5.1 Compliance of grant expenditures 19 2.5.2 Budget revisions 24 2.5.3 Key considerations in budget revision 26 Operational Guidance for Grant …Unit 6: Capital Budgeting Techniques. Unit 7: Risk, Return, and the CAPM. Unit 8: Corporate ... Then, enroll in the course by clicking "Enroll me". Click Unit 1 to read its introduction and learning outcomes. You will then see the learning materials and instructions on how to ... be sure to pick the answer that best satisfies each part of the ...BASIC CONCEPTS IN BUDGETING 1. What is a fund? The word "fund" in government has taken several meanings or connotations. It is sometimes used to refer an appropriation which is a legislative authorization to spend or an allotment which is an authorization by the Department of Budget and Management (DBM) to obligate, or as actual cash available. 2.Communication. Budgeting is a formal method to communicate a company’s plans to its internal stakeholders, such as executives, department managers, and others who have an interest in—or responsibility for—monitoring the company’s performance. Budgeting requires managers to plan for both revenues and expenses. Planning.View Unit 2 Budgeting Project Student Work (1).pdf from MATH 1001 at Middle Georgia State University. Name: Hampton_ Name:_Creston _ _2_ MATH 1001 –Section Section _ Instructor: Dr. Cheng Instructor: Upload to Study. Expert Help. Study Resources . Log in Join. Unit 2 Budgeting Project Student Work 1 .pdf - Name:... Doc Preview. Pages 4. …Unit test. Learn for free about math, art, computer programming, economics, physics, chemistry, biology, medicine, finance, history, and more. Khan Academy is a nonprofit with the mission of providing a free, world-class education for anyone, anywhere. Terms in this set (18) Budget. A plan of your expected income and how you will use it to meet your expected expenses over a period of time. Cost Of Living. The amount of money needed to sustain a certain level of living, including basic expenses such as housing, food, taxes, and healthcare; often used when comparing how expensive it is to live ...A) Master budgets express management's operating and financial plans. B) Financial budgets are prepared before the master budget is prepared. C) Operating budgets are prepared independently of the master budget. D) The budgeted balance sheet is the first budget prepared as management is very much concerned with projected financial position. A. Unit VI Project Topic Part I This assignment is the first of a three-part process. Parts II and III will be completed in Units VII and VIII respectively. Using your favorite search engine, select a local government budget that has not filed a petition for bankruptcy. Evaluate the past three years of the selected government’s distribution of income. Develop an analysis including the following ...BUDGET CONCEPT. Advantages of Budgets 1. Promote coordination and communication among organization units and activities 2. Provide a framework for measuring ...
7.Planning, budgeting, and performance evaluation are interrelated and inseparable. Following is an overview of the process: Step (1) • Management develops the plan, which consists of goals, objectives, and a proposed plan of action for the future.. Garrett kansas
Slideshow Included in the Budgeting slideshow are all the challenge questions, key terminology and project prompts. Unit 1.1 - Intro to Budgeting Unit 1.2 - Understanding Money & Wealth Unit 1.3 - Spending and Saving Plans Unit 1.4 - Maintaining a Budget Unit 1.5 - Researching Purchases Unit 1.6 - Long-term Saving Unit 1.7 - Buying a Home Study with Quizlet and memorize flashcards containing terms like expense, variable expense, fixed expense and more.15 Budgeting Tips 1. Budget to zero before the month begins. This means before the month even starts, you’re making a plan and giving every dollar a name. This is what we call a zero-based budget. Now that doesn’t mean you have zero dollars in your bank account. (Leave a buffer of a few hundred dollars.)1 Hoạch định ngân sách vốn đầu tư. Hoạch định chi phí vốn đầu tư chi tiêu (capital budgeting) là quy trình đơn vị giới thiệu đưa ra quyết định về các dự án công trình vốn - dự án công trình kéo dài từ bỏ một năm trngơi nghỉ lên.Quý Khách đang xem: Capital budgeting là gì.Preparation of the Operating Budget Step-by-Step, Part 1Preparing the Sales Budget and the Cash Collections BudgetEverything seems to go better when you have... Unit Test, Part 2: Budgeting 1. Victor earns a gross annual income of $84,482 and is buying a home for $185,500. He is making a 15% down payment and financing the rest with a 25-year loan at 4.25% interest. Unit Cost nghĩa là Chi phí đơn vị. Các doanh nghiệp lớn có thể hạ thấp chi phí đơn vị thông qua tính kinh tế theo quy mô. Definition: A unit cost is a total expenditure incurred by a company to produce, store, and sell one unit of a particular product or service. Unit costs are synonymous with the cost of goods sold ...There are two major parts of the budget which are static budget and flexible budget. A static budget is static in nature and does not change frequently, whereas a flexible budget is a flexible budget that changes frequently in amount and priority. Budgeting Examples. Examples of budgeting are as follows: Example #1. Zero-Based …Identify each transaction by number. 4. After all the business transactions have been recorded, write the word Balance on the normal balance side of each account. 5. Compute and record the balance for each account. $$ \begin{array}{rl} \text{Date} & \text{Transactions}\\ \hline \text{Jan. 1} & \text{1. 1 This Act may be cited as the Budget Implementation Act, 2023, No. 1. PART 1. Amendments to the Income Tax Act and Other Legislation. R.S., c. 1 (5th Supp.) ...To develop a budget you need to do these three things. 1. Calculate your monthly expenses. 2. Track your daily expenses. 3. Determine how much you spend on monthly bills. Define scarcity. the condition of not being able to have all of the goods and services one wants.Budgeted Sales. $10,000. $12,000. $15,000. $20,000. $57,000. In the example, we can see the year broken up into four quarters as well as the yearly total. The first row denotes the number of units expected to sell. The second row shows each unit's selling price of $10.The master budget is the aggregation of all lower-level budgets produced by a company's various functional areas, and also includes budgeted financial statements, a cash forecast, and a financing plan.The master budget is typically presented in either a monthly or quarterly format, and usually covers a company's entire fiscal year.An explanatory text …Unit 1 Goals and Budgets Literacy Level Application: Making Changes to a Budget to Save Money Materials Worksheet 1-3 (page 5): Monthly Budget Worksheet Worksheet 1-4: Personal Budget Worksheet 1. Review the picture story. Show how Chen saved money each month and how Soo did not. 2. Tell students they can help Soo save moneyUnit 1 Welcome to Financial Literacy. Unit 2 Budgeting and saving. Unit 3 Consumer credit. Unit 4 Financial goals. Unit 5 Loans and debt. Unit 6 Insurance. Unit 7 Investments and retirement. Unit 8 Scams & fraud. Unit 9 Careers and education..